Load Walmart MoneyCard Easily & Avoid Extra Fee Incur

Are you paying an extra fee for loading your Walmart MoneyCard?

If yes, then you should stop. Because there are several methods you can use and avoid paying fees for loading your money into your Walmart MoneyCard.

If you own this debit card, then I’m sure you need to frequently load your Walmart MoneyCard.

Many people have no idea of other ways to add money to their Walmart MoneyCard account and they use the same 1 or 2 methods, pay fees all the time.

In this article, I have mentioned all the methods you can try.

Get Our eBook For Free & Learn How To Maximize The Benefit of Using Walmart MoneyCard

Method 1# Load Walmart MoneyCard Via Direct Deposit

Direct deposit is the most common methods that is widely used to load Walmart MoneyCard.

It offers a seamless and efficient method for receiving your pay, with no need for paper checks and visits to the bank. For Walmart Money Card holders, setting up direct deposit is a straightforward process that provides timely access to your funds.

✅ Fee Incurred Via Direct Deposit

There is no fee for Direct Deposit itself onto your Walmart MoneyCard. This is actually one of the benefits of using direct deposit with the MoneyCard.

✅ Prerequisites:

Before initiating direct deposit, you have to make sure that your Walmart Money Card should be activated and that you have your account number readily available.

This information is essential for facilitating the direct deposit process.

✅ Benefits of Direct Deposit

Direct deposit offers numerous benefits, including:

✔️ Convenience: Say goodbye to paper checks and trips to the bank. Direct deposit ensures that your funds are deposited directly into your account, saving you time and hassle.

✔️ Timeliness: With direct deposit, you can access your funds on your payday without any delays. No more waiting for checks to arrive in the mail or for funds to clear.

✔️ Security: Direct deposit is a secure method of receiving your pay, reducing the risk of lost or stolen checks.

✔️ Flexibility: Once direct deposit is set up, you can easily manage your finances by having funds deposited into different accounts if needed.

✅ Setting Up Direct Deposit with your Walmart Money Card

• Activate Your Card: Activate your Walmart Money Card online, through the mobile app, or by calling the provided number.
• Gather Information: Have your account number and routing number handy, found on the card or in the mobile app.
• Inform Your Employer: Provide your account and routing numbers to your employer or benefits provider.
• Confirm Activation: Ensure direct deposit is set up correctly and inquire about the processing timeline.
• Monitor Your Account: Keep an eye on your account to ensure timely and accurate deposits.
• Enjoy Convenience: Once set up, enjoy the convenience of having your pay deposited directly into your account.

👉🏼 How Does a Walmart Money Card Work ❓

Method 2# Load Money Via Walmart Rapid Reload

Walmart Rapid Reload is a service provided by Walmart that allows users to quickly add funds to their Walmart Money Card at any Walmart store.

To utilize this service, customers need to visit a Walmart store, go to the Money Center or Customer Service desk, and provide their Walmart Money Card, and the cash they wish to load onto it.

The cashier will then process the transaction by swiping the card and loading the desired amount of cash onto it.

It’s a convenient way for Walmart Money Card holders to add funds to their cards, ensuring they have money available for purchases and transactions.

✅ Fee Incurred In Walmart Rapid Reload

Yes, Walmart Rapid Reload does incur a fee of $3. However, it offers the advantage of adding funds directly to your card immediately.sharemore_vert

Yes, Walmart Rapid Reload does incur a fee of $3. However, it offers the advantage of adding funds directly to your card immediately.sharemore_vert

✅ Setting Up-

1. Gather Requirements: Ensure you have your Walmart Money Card and cash in hand.
2. Visit Walmart Store: Head to any Walmart store near you.
3. Locate Money Center or Customer Service Desk: Once inside the store, find either the Money Center or the Customer Service Desk.
4. Approach Cashier: Approach the cashier at the Money Center or Customer Service desk and let them know you’d like to use Walmart Rapid Reload.
5. Provide Your Card and Cash: Hand over your Walmart Money Card to the cashier, along with the amount of cash you want to load onto it.
6. Transaction Processing: The cashier will swipe your card and process the reload transaction, adding the desired amount of cash to your Walmart Money Card.
7. Pay Reload Fee (if applicable): Be prepared to pay any reload fees associated with the transaction. The cashier will inform you of any applicable fees before completing the transaction.
8. Confirmation: Once the reload is processed, the cashier will confirm the new balance on your Walmart Money Card.
9. Receipt: You may receive a receipt for the transaction. Make sure to keep it for your records.
10. Enjoy Walmart Reloaded Card: walmart reloaded card is now reloaded and ready to use for purchases and transactions.

Method 3# Reloading Walmart Money Card Through Online Bank Transfer

You can transfer money from your bank account to your Walmart MoneyCard through an online bank transfer.

Online bank transfers offer a convenient and efficient method for managing your finances, allowing you to move money between accounts without the need for physical transactions.

By utilizing online bank transfers, you can efficiently manage your finances, move money between accounts, and conduct transactions with ease and convenience.

✅ Prerequisites

• Ensure you have online banking set up for your bank account. If not, contact your bank to set it up.
• Have your Walmart Money Card details ready, including the account number and routing number.

Here’s how it works:

Verify and Confirm: Review the transfer details carefully to ensure accuracy. Once you’re satisfied, confirm the transfer to initiate the transaction.

Authentication and Security: Depending on your bank’s security measures, you may be required to authenticate the transfer using a one-time password (OTP) or another form of verification.

Confirmation and Receipt: After the transfer is initiated, you’ll typically receive a confirmation message or email from your bank. This serves as a receipt and confirms that the transfer has been successfully processed.

✅ Benefits of Online Bank Transfers:

• Convenience: Perform transactions from the comfort of your home or on-the-go, without visiting a physical bank branch.
• Speed: Online transfers are usually processed quickly, allowing for near-instantaneous movement of funds.
• Accessibility: Access your accounts and initiate transfers at any time, day or night, even on weekends and holidays.
• Security: Banks employ robust security measures to protect online transactions, ensuring the safety of your funds and personal information.

Method 3# Mobile Check Deposit

Mobile check deposit is another convenient way to add funds to your Walmart MoneyCard, and luckily, it’s also free of charge through the Walmart MoneyCard app.

Mobile check deposit offers a convenient, fast, and secure way to deposit checks into your Walmart Money Card account, enhancing your banking experience and providing greater flexibility in managing your finances.

✅ Prerequisites

• Install the Walmart Money Card mobile app on your smartphone.
• Have the physical check you want to deposit ready.

✅ Setting Up-

Open the Walmart Money Card Mobile App:

• Locate the Walmart Money Card app on your smartphone and open it.
• Log in to your account using your username and password.

Navigate to Mobile Check Deposit:

• Once logged in, look for the option labeled “Mobile Check Deposit” within the app’s menu. This option is usually found under the “Deposit” or “Add Funds” section.

Capture Images of the Check:

• Follow the prompts to initiate the check deposit process.
• Position the front side of the check within the designated area on your phone’s screen and take a clear photo.
• Repeat the process for the back side of the check.
• Ensure all details on the check are clearly visible in the photos.

Enter the Check Amount:

• After capturing both images, you will be prompted to enter the amount of the check.
• Carefully input the exact amount written on the check.

Submit for Processing:

• Review the details you’ve entered to confirm accuracy.
• Once verified, submit the deposit for processing.
• The app will provide a confirmation message indicating that the deposit request has been received.

Allow Time for Processing:

• Funds from the deposited check typically become available within 1-2 business days.
• During this processing period, the check will be verified, and the funds will be credited to your Walmart Money Card account.

✅ Benefits

The benefits of using the mobile check deposit feature with your Walmart Money Card include:

• Convenience: Deposit checks anytime, anywhere using your smartphone without needing to visit a bank or ATM.
• Time-saving: Avoid waiting in lines or making trips to a physical location by depositing checks electronically through the app.
• Accessibility: Access the mobile check deposit feature 24/7, allowing you to deposit checks whenever it’s convenient for you.
• Speed: Funds from deposited checks are typically available within 1-2 business days, allowing you to access your money quickly.
• Reduced Risk: Minimize the risk of losing or misplacing physical checks by depositing them electronically through the secure Walmart Money Card app.
• Cost Savings: Avoid potential fees associated with traditional check cashing methods or transportation costs to visit a bank branch.
• Efficiency: Streamline your banking activities by managing deposits and account balances directly from your smartphone.

👉🏼 Walmart MoneyCard Fees Explained – How To Avoid?

Method 4# Reloading Walmart Money Card Via Cash Reload Network

The Cash Reload Network is a service provided by Walmart that allows you to reload cash onto your Walmart Money Card at participating retail locations.

The Cash Reload Network offers a convenient and accessible way to add funds to your Walmart Money Card using cash at participating retail locations.

The Cash Reload Network allows you to add funds to your Walmart Money Card conveniently at various participating retailers.

✅ How Does It work?

1. Locate Participating Retailers: Look for retailers like CVS, Walgreens, and 7-Eleven that are part of the Cash Reload Network.
2. Visit a Retailer: Go to one of these participating retailers with your Walmart Money Card and the cash you want to load onto it.
3. Provide Your Card and Cash: Hand your Walmart Money Card to the cashier along with the cash you wish to load onto it.
4. Transaction Processing: The cashier will swipe your card and process the transaction to load the desired amount onto your card.
5. Reload Fee: Keep in mind that there may be a reload fee associated with this service. The fee amount can vary depending on the retailer and the amount being loaded.

✅ Benefits:

• Convenience: Reload your Walmart Money Card with cash at various retail locations, eliminating the need to visit a bank or use online methods.
• Accessibility: Access the Cash Reload Network at popular retail chains, making it easy to find a location near you.
• Instant Availability: Funds are typically available on your Walmart Money Card immediately after the transaction is processed.

✅ Fee Incur In Processing

Yes, the Cash Reload Network does incur a fee for loading money onto your Walmart MoneyCard. This fee is typically around $3.74 per transaction.

While it offers convenience by allowing you to add cash at participating retailers, it’s important to consider this fee compared to free online methods like online bank transfer or mobile check deposit (if eligible).

👉🏼 Walmart ONE : Guide For Walmart Associates & Employee

Method 5# Reloading Walmart Money Card Via MoneyPak

MoneyPak is a prepaid card that you can purchase at various retail locations. It allows you to add funds to prepaid cards, such as the Walmart Money Card, by transferring money from the MoneyPak to the prepaid card.

✅ Setting Up-

By following these steps, you can quickly and conveniently add funds to your Walmart Money Card using MoneyPak.

Here’s a concise guide to using MoneyPak to add funds to your Walmart Money Card:

Purchase a MoneyPak: Buy a MoneyPak card from a participating retailer.

Scratch Off the Security Code: On the back of the MoneyPak card, locate and scratch off the security code.

Log in to Your Walmart Money Card Account: Access your Walmart Money Card account online or through the mobile app.

Select “Add Funds”: Choose the option to add funds to your card.

Enter the MoneyPak Code: Enter the security code from the MoneyPak card when prompted.

Instant Addition of Funds: Once you’ve entered the code, the funds will be instantly added to your Walmart Money Card account.

✅ How it Works:

1. Purchase: Buy a MoneyPak card from a participating retailer. These retailers include convenience stores, drug stores, and grocery stores.
2. Activation: Once you have the MoneyPak, you’ll need to activate it by scratching off the protective coating on the back of the card to reveal the unique code.
3. Adding Funds: Log in to your Walmart Money Card account online or through the mobile app. Select the option to “Add Funds” and enter the MoneyPak code. The funds from the MoneyPak will be transferred to your Walmart Money Card account instantly.

✅ Why I Don’t Recommend MoneyPak?

MoneyPak is not recommended for loading funds onto your Walmart MoneyCard due to a few reasons:

• Fees: MoneyPak itself charges a purchase fee of $5.95 on top of the cash amount you load. This makes it a more expensive option compared to free online methods like bank transfer or mobile check deposit (if eligible).
• Security Concerns: MoneyPak requires you to share a 14-digit code located on the packaging. If someone gets hold of this code, they can potentially steal the funds you loaded onto the MoneyPak.
• Limitations: MoneyPak has limits on the amount you can load onto your prepaid card, so be aware of these limits when adding funds.

👉🏼 Maximize Walmart MoneyCard Benefits [ With Free eBook ]

FAQs Related To Walmart MoneyCard Loading Fund

Conclusion

In conclusion, the Walmart Money Card offers a convenient and flexible way to manage your finances. With features like direct deposit, mobile check deposit, and various ways to add funds, it provides easy access to your money.

Whether you’re checking your balance, adding funds, or sending money, the Walmart Money Card offers simplicity and accessibility.

Additionally, with features like daily withdrawal limits and options for reloading, it’s tailored to suit your financial needs. The Walmart Money Card provides a secure and efficient solution for everyday banking tasks.